Independent Insurance • Benefits • Risk Management

Personal coverage should fit the way you actually live.

Home and auto are only part of the picture. Personal insurance can also involve flood, umbrella liability, life, disability, travel, boats, motorcycles, pet insurance and other specialty needs.

Personal reviewOne conversation across multiple needs.Review household changes, property, vehicles, liability, dependents and future plans together.
Personal Insurance

Home & Property

Homeowners

Structure, personal property, liability, additional living expense and other eligible home exposures.

Renters

Personal property and liability protection for eligible tenants.

Condo

Coverage tailored to unit-owner responsibilities, personal property and liability.

Flood

Separate flood protection for eligible homes and property; standard homeowners policies typically exclude flood.

Earthquake

Optional protection for eligible earthquake-related property damage where available.

Personal Umbrella

Additional personal liability limits above eligible underlying home and auto policies.

Personal Insurance

Vehicles & Recreation

Auto

Liability, physical damage, uninsured/underinsured motorist and other eligible auto coverages.

Motorcycle

Liability and physical-damage options for eligible motorcycles and riders.

Boat / Watercraft

Coverage for eligible boats, watercraft, liability and physical damage.

Recreational Vehicles

RV, ATV and other recreational vehicle coverage where available.

Personal Insurance

Health, Life & Income Protection

Health

Individual health coverage options where available and appropriate.

Life

Term, permanent and other life-insurance solutions based on goals and eligibility.

Disability

Income-replacement protection for eligible disability situations.

Long-Term Care

Solutions designed to address eligible long-term care costs and planning needs.

Dental

Dental coverage options for eligible individuals and families.

Vision

Vision coverage options for exams, eyewear and related benefits.

Medicare

Medicare-related guidance and coverage options where available.

Personal Insurance

Travel, Pet & Specialty

Travel

Coverage options for eligible trip cancellation, medical emergencies and travel-related losses.

Pet

Pet insurance options for eligible veterinary expenses and covered conditions.

Valuable Articles

Scheduled protection for jewelry, fine art, collectibles and other high-value personal property.

Specialty Personal

Additional solutions may be available based on property type, lifestyle, location and exposure.

Life changes. Make sure your personal coverage changes with it.

Review Personal Coverage