Independent Insurance • Benefits • Risk Management

Independent advice. Practical service. Long-term relationships.

Essential Services Company is an independent insurance agency based in St. Clair Shores, Michigan, serving businesses, professionals, individuals and families with insurance, employee-benefit and risk-management solutions.

Independent agencyAdvice built around the client—not one insurance company.Carrier and market availability varies by line of business, location, underwriting and the individual risk.
What independence means

A broader view of the insurance program.

The goal is not to add complexity. It is to understand the exposure, use appropriate markets and remain available after the policy is issued.

01

Multiple market options

An independent agency can evaluate more than one carrier or specialty market when appropriate.

02

Business and personal perspective

Commercial, benefits and personal protection can be reviewed as related parts of a client's overall risk picture.

03

Year-round service

Certificates, policy changes, claims, audits, billing questions and renewals are part of the relationship—not an afterthought.

04

Risk-focused advice

Coverage decisions should reflect operations, contracts, assets, people and changing exposures—not only premium.

Local office. Independent reach.

Based in St. Clair Shores and built around responsive service.

Clients can work with the agency for business insurance, employee benefits, personal insurance and risk-management support while maintaining a clear point of contact.

Essential Services Company logo

Essential Services Company, LLC

31408 Harper Avenue, Suite 345
St. Clair Shores, MI 48082

(313) 395-8988
info@essentialservicesusa.net